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By Rob
Real Estate & Mortgage Broker... Creator of the Sink or Swim Loan Closing System
With every year, come
new opportunities. And astute loan officers are quick to capitalize on
what the new year brings, raising their commission levels and
catapulting to top producer status in no time.
I ask you one simple
question, “Are you doing everything you can to maximize your income?”
Anyone who has been in
the mortgage industry for at least a year, knows that as home prices
increase, so do the conforming loan limits from both Fannie Mae and
Freddie Mac. January is a great time to go through your existing
customer base, and drill for hidden opportunities. It’s “found” money.
And it’s waiting for you.
Here’s a quick and easy
way you can start your new year off with a bang.
Go through your entire
past customer base, and pull-out all the “JUMBO” loans you closed last
year and before. As you know, the interest rates on these loans are
typically half a percentage point or more above standard conforming
loans.
With the yearly
increase in loan limits, this is a great chance to refinance an existing
customer from a JUMBO loan, into a regular conforming loan and cut their
interest rate! Even a small percentage decrease can save a customer
hundreds of dollar in their monthly cash flow as well as thousands of
dollars in interest over the life of their loan. It’s simple math and
the savings are black and white.
Refinancing JUMBO loans
into conforming loans is easy money and your customers will love you for
it! How many loan officers do you know that are proactive and actually
look for ways to save their customers money? Not many, I’m sure!
And the ones who do, do
this, certainly aren’t going to share their secrets with you. But, I
will. This will be the easiest sales call you’ve ever made! Not to
mention the referrals you’ll get in return. It’s a win-win situation.
Don’t miss the boat.
Your past customers are
your greatest asset. They know you, they have a relationship with you,
and they trust you. Waste no more time!!! I beg you! Go through your
customer database now and mine for the gold that awaits you. What are
you waiting for?
Using the same old
thinking and doing the same old things the same old way will get you
nowhere. Think different. Be proactive. Add value to your
relationship with your customers whenever you can. Uncover the
opportunities that lie hidden all around you. Do this and you’ll
quickly vault to top producer status in no time. Not to mention your
income and lifestyle will increase as a result.
In closing, always
remember that each new year brings higher loan limits--and with it—a
chance to pull in some quick, easy refinance loans. Whether or not you
take full advantage and raise your commission level, is entirely up to.
The gold is there
waiting for you, ready to be claimed. But, will you reach out and take
it?
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Click
here to read just some of the success stories from users of the Sink or Swim Loan Closing System ®...
Click here to see a printout from a recent commissions report with my biggest
month ever!
Download
the entire system now and start earning more money immediately.
Click here...
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